Social Security Benefits for Spouses Children and Parents

hello I'm sue Augustus this is an overview of Social Security benefits that are available for spouses children and parents of disabled retired or deceased workers the information applies to people with disabilities including older Americans with physical cognitive sensory or mental impairments when an insured worker receives disability or retirement benefits from Social Security or dies the spouse children or dependent parents may qualify for benefits even if you have never worked under Social Security you may be able to get spouses benefits if you are at least 62 years of age and your spouse or ex-spouse is receiving or eligible for retirement or disability benefits as a spouse you may receive a monthly payment of up to one-half of your spouse's full retirement benefit amount these payments will not decrease your spouse's retirement benefit you can also qualify for Medicare at age 65 if you are the widow or widower of a person who worked long enough under Social Security you can also receive benefits you can receive full benefits at your full retirement age or reduced benefits as early as age 60 widows or widowers benefits based on age can start anytime between age 60 and full retirement age as a survivor if the benefits start at an earlier age they are reduced a fraction of a percent for each month before full retirement age you can also begin receiving benefits as early as age 50 if you are disabled and the disability started before or within seven years of the workers death as a widow or widower you can receive benefits if you are taking care of the deceased workers child who is under age 16 or is disabled and receives benefits on the workers record if you are the divorced spouse of a worker who dies you could get benefits just the same as a widow or widower provided that your marriage lasted 10 years or more if you remarry after you reach age 60 or age 50 if you are disabled the remarriage will not affect your eligibility for survivors benefits parents who are aged 62 or older who were dependent on deceased worker for at least half of their support are eligible to receive a benefit based on the deceased workers record if you are the unmarried child of a worker who is disabled is receiving retirement benefits or dies you can also be eligible to receive Social Security benefits to receive benefits the child must be unmarried and be under age 18 or be 18 to 19 years old and a full-time student no higher than grade 12 or be 18 or older and disabled from a disability that started before age 22 normally benefits stop when children reach age 18 unless they are disabled besides the workers natural children his or her stepchildren grandchildren or adopted children may receive benefits under certain circumstances because the eligibility requirements are complex you should always check with Social Security to see if you are eligible for a benefit based on your spouse former spouse or parents record for more information visit your local Social Security office or visit the Social Security website at www.ge.com you

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